THE BIG QUESTION...
WHY IS CREDIT IMPORTANT?
Think of your credit report as your report card. Your report card determines whether you pass or fail. Your credit report determines whether you're approved or denied. For example, James Smith and John Doe are both purchasing a 2017 Toyota Corolla. James has a credit score of 750. John has a credit score of 535. James have a better chance of receiving a single digit interest rate. On the other hand, John would have a double digit interest rate; so he would probably end up paying double or triple what James would be paying. This is why your credit is very important and should be treated with care.
If you have low credit scores, you may encounter financial difficulties such as:

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High interest rates on your credit cards and loans
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Difficulty getting a mortgage
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Credit and loan applications may not be approved
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Difficulty getting approved for an apartment
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Security deposits on utilities
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Difficulty finding employment
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You can’t get a cell phone contract
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You might get denied for employment
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Higher insurance premiums

360
BAD
840
EXCELLENT
What's your score?

HOW WE DO IT
Our service includes a complimentary consultation, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
REPAIR YOUR CREDIT HISTORY
We work with the credit bureaus and your creditors on your behalf to challenge the negative report items that affect your credit score.
MONITOR YOUR CREDIT PROFILE
We monitor your credit to ensure your personal financial success and milestones
BUILD YOUR FINANCIAL FUTURE
We work diligently to ensure that your financial future is bright and secure.
WHY CHOOSE
BH CREDIT?
