THE BIG QUESTION...
WHY IS CREDIT IMPORTANT?
Think of your credit report as your report card. Your report card determines whether you pass or fail. Your credit report determines whether you're approved or denied. For example, James Smith and John Doe are both purchasing a 2017 Toyota Corolla. James has a credit score of 750. John has a credit score of 535. James have a better chance of receiving a single digit interest rate. On the other hand, John would have a double digit interest rate; so he would probably end up paying double or triple what James would be paying. This is why your credit is very important and should be treated with care.
If you have low credit scores, you may encounter financial difficulties such as:
High interest rates on your credit cards and loans
Difficulty getting a mortgage
Credit and loan applications may not be approved
Difficulty getting approved for an apartment
Security deposits on utilities
Difficulty finding employment
You can’t get a cell phone contract
You might get denied for employment
Higher insurance premiums
What's your score?
HOW WE DO IT
Our service includes a complimentary consultation, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.
REPAIR YOUR CREDIT HISTORY
We work with the credit bureaus and your creditors on your behalf to challenge the negative report items that affect your credit score.
MONITOR YOUR CREDIT PROFILE
We monitor your credit to ensure your personal financial success and milestones
BUILD YOUR FINANCIAL FUTURE
We work diligently to ensure that your financial future is bright and secure.
We have solutions. Credit reports often contain incorrect information; and inaccuracies can negatively impact your score. Here at BH Credit Services, we assist you in making sure your credit report contains correct information so that you can get approved for the things you want, with the best interest available, and with the highest score possible.
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing?
Our service doesn't stop at credit repair. We also provide the tools and resources to equip you in preparing for your financial future. We think about your long-term goals and what it takes for you to get there!
BH Credit Services is here to help you every step of the way. Call us today and let our experience save you time, money, and frustration.
WHAT PEOPLE SAY
— NaTasha Wilson
When I tell you my credit went from and being denied to getting lines of credit for up to 1200 in a matter of a year!!
Not only are you fixing your credit but #BHCREDITSERVICES is also advising you on how to continue to build your score.
Want to be a homeowner one day?? Who doesn’t!! Credit is everything!!
WHAT PEOPLE SAY
— Verna Hall